{"id":60,"date":"2019-10-19T18:12:06","date_gmt":"2019-10-19T18:12:06","guid":{"rendered":"https:\/\/www.dpsmilecenter.com\/blog\/?p=60"},"modified":"2019-12-03T18:12:25","modified_gmt":"2019-12-03T18:12:25","slug":"dentist-in-centerville-dental-benefits","status":"publish","type":"post","link":"https:\/\/www.dpsmilecenter.com\/blog\/2019\/10\/19\/dentist-in-centerville-dental-benefits\/","title":{"rendered":"Dental Insurance Benefits: 5 Reasons to Use Them Before You Lose Them"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-61\" src=\"https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_215510866__1___1575396734_54761-300x200.jpg\" alt=\"Dental Insurance\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_215510866__1___1575396734_54761-300x200.jpg 300w, https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_215510866__1___1575396734_54761-768x512.jpg 768w, https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_215510866__1___1575396734_54761.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>The end of the year can be a hectic time, and many people may want to focus on getting ready for the upcoming holidays. But if you have dental insurance, taking the time to make sure you\u2019ve maximized your benefits could save you hundreds \u2013 possibly thousands \u2013 of dollars in oral health care. Since most dental insurance plans run on a calendar year, it\u2019s important to understand what benefits are still available to you and how you can take advantage of them by seeing your dentist in Centerville. Here are 5 reasons to make an appointment before January 1st.<\/p>\n<p><!--more--><\/p>\n<h2>1. The Yearly Maximum<\/h2>\n<p>A typical dental insurance plan will designate a certain amount of money to help pay for an individual\u2019s dental work over the course of a year. While the exact amount is different depending on your insurance carrier, you can normally expect to lose any unused money by the end of the year. (It will not roll over to the next year.) Your goal should be to get as close to meeting the yearly maximum as possible.<\/p>\n<h2>2. The Premiums<\/h2>\n<p>One of the biggest reasons to put insurance benefits to use is the fact that you have already paid the premiums. Why pay for insurance if you\u2019re not going to use it? Even patients with healthy teeth who don\u2019t need special treatment can at least benefit from asking, \u201cis there a dentist near me that I can see for checkups and cleanings?\u201d Such preventive care is often completely covered by insurance companies since it will ultimately save everybody money if you treat cavities and gum disease in their earliest stages.<\/p>\n<h2>3. Deductible<\/h2>\n<p>The deductible is what you pay your dentist out of pocket before the insurance company provides any coverage; you only need to meet the deductible once during the year, but it resets along with the rest of your plan once January arrives. One trick to reducing out of pocket costs for a service that involves multiple visits is to begin the treatment before the end of the year, then finish using next year\u2019s benefits.<\/p>\n<h2>4. Possible Fee Increases<\/h2>\n<p>Dental insurance usually provides coverage based on a percentage; the normal structure is 100% coverage for preventive care, 80% coverage for fillings and other basic procedures, and 50% coverage for crowns and other major treatments. Your dentist may need to raise their fees next year due to the costs of living and maintaining their practice; that means your out-of-pocket expenses could increase too.<\/p>\n<h2>5. Worsening Dental Problems<\/h2>\n<p>A small cavity that can be corrected with a filling could eventually become so severe that a root canal or an extraction is required. Using dental insurance means giving your smile proper care so that you can avoid these issues.<\/p>\n<p>Take the time to review your insurance plan and talk to your dentist to see how your benefits can be put to work for you. When it comes to dental insurance, the situation is typically \u201cuse it or lose it.\u201d Obviously, \u201cuse it\u201d is the better option!<\/p>\n<h3>About the Author<\/h3>\n<p>Dr. Dam Passidomo is an active member of the Centerville community; he often visits schools to talk about oral hygiene as well as his profession. He is a general practitioner who is particularly skilled in performing root canals as well as placing crowns and bridges. Whether you\u2019re a <a href=\"https:\/\/www.dpsmilecenter.com\/new-patient-forms.html\">new patient<\/a> or a regular visitor, he\u2019s happy to help you get the most out of your dental insurance. To schedule an appointment, visit his <a href=\"https:\/\/www.dpsmilecenter.com\/contact-us.html\">website<\/a> or call (937) 886-9935.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The end of the year can be a hectic time, and many people may want to focus on getting ready for the upcoming holidays. But if you have dental insurance, taking the time to make sure you\u2019ve maximized your benefits could save you hundreds \u2013 possibly thousands \u2013 of dollars in oral health care. Since [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Using Dental Benefits | Dentist in Centerville | Daniel Passidomo DMD<\/title>\n<meta name=\"description\" content=\"If you haven\u2019t used your dental benefits yet, there are 5 reasons why you should make time now to see the dentist in Centerville before the year ends.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dpsmilecenter.com\/blog\/2019\/10\/19\/dentist-in-centerville-dental-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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