{"id":38,"date":"2017-10-06T20:41:40","date_gmt":"2017-10-06T20:41:40","guid":{"rendered":"https:\/\/www.dpsmilecenter.com\/blog\/?p=38"},"modified":"2017-11-06T20:46:49","modified_gmt":"2017-11-06T20:46:49","slug":"dental-insurance","status":"publish","type":"post","link":"https:\/\/www.dpsmilecenter.com\/blog\/2017\/10\/06\/dental-insurance\/","title":{"rendered":"Annual Dental Insurance Coverage \u2013 Use it or Lose it!"},"content":{"rendered":"<p><span style=\"font-weight: 400\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-39\" src=\"https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2017\/11\/AdobeStock_8399356-300x200.jpeg\" alt=\"dentist and patient discussing dental insurance \" width=\"300\" height=\"200\" srcset=\"https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2017\/11\/AdobeStock_8399356-300x200.jpeg 300w, https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2017\/11\/AdobeStock_8399356-768x512.jpeg 768w, https:\/\/www.dpsmilecenter.com\/blog\/wp-content\/uploads\/2017\/11\/AdobeStock_8399356-1024x683.jpeg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>If you don\u2019t read dental insurance policies for fun in your spare time &#8211; you\u2019re not alone! However, unless you take the time to familiarize yourself with your unique benefit plan, you may be missing out on making the most of your dental insurance. Fortunately for most patients, a knowledgeable dentistry team is familiar with all the ins and out of <\/span><a href=\"https:\/\/www.dpsmilecenter.com\/payment-policy.html\"><span style=\"font-weight: 400\">dental insurance<\/span><\/a><span style=\"font-weight: 400\">, and what\u2019s even more important, they\u2019re happy to help you make the most of your coverage. Keep reading to find out more about maximizing your year end dental insurance benefits. <\/span><br \/>\n<!--more--><\/p>\n<h2><span style=\"font-weight: 400\">How Dental Insurance Coverage Works<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Before we talk specifically about maximizing dental insurance, let\u2019s review some of the fundamentals. <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">In-network coverage &#8211; means a dentist has a contract with an insurer who then determines what prices, materials, and services can be used for patients covered by their policies. <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Out of network coverage &#8211; dentists process and file insurance claims, but they are not beholden to any insurer when it comes to what treatments and materials to use. <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Maximums &#8211; the highest amount the dental insurance company will pay during any plan year. <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Deductibles &#8211; the highest amount you will pay out of pocket within any dental plan year before your insurance provider offers full coverage. <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Copays &#8211; are predetermined prices you pay in agreement with your insurance plan in addition to a percentage of treatment costs. \u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">Maximize Your Dental Insurance Coverage <\/span><\/h2>\n<p><span style=\"font-weight: 400\">A good dental team will help you make the most of your benefit plan. For instance, if you\u2019ve already met your annual deductible through copays and other out pocket costs without exceeding coverage maximums, you may want to consider one or more necessary treatments that would be covered entirely by your plan after you\u2019ve met the deductible. Additionally, the dentist can make the most of your annual maximums by splitting an advanced treatment into smaller procedures completed and processed in two different plan years, so your insurance will cover more of the cost. The easiest way to maximize dental insurance is to keep up to date on all of your preventive dentistry needs. Most plans cover preventive dental care at 80 to 100%, so these treatments are going to have the least out of pocket costs. When patients keep up with preventive care, they are less likely to need the more advanced dental treatments that are covered at a lower percentage. <\/span><\/p>\n<h2><span style=\"font-weight: 400\">Meet Dr. Passidomo<\/span><\/h2>\n<p><span style=\"font-weight: 400\">If you\u2019re looking for a dentist in Centerville who will help you maximize your dental insurance before the end of the year, it\u2019s time to pay a visit to the dentistry practice of <\/span><a href=\"https:\/\/www.dpsmilecenter.com\/about-the-doctor.html\"><span style=\"font-weight: 400\">Daniel J. Passidomo, DMD<\/span><\/a><span style=\"font-weight: 400\">. He and his trusted dentistry team are happy to process and file dental insurance claims to help patients get the most out of their dental benefit plan before any remaining coverage is lost. Don\u2019t hesitate to reach out to our knowledgeable team any time of year to find out more about your dental insurance policy. We\u2019re always here to help. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you don\u2019t read dental insurance policies for fun in your spare time &#8211; you\u2019re not alone! However, unless you take the time to familiarize yourself with your unique benefit plan, you may be missing out on making the most of your dental insurance. Fortunately for most patients, a knowledgeable dentistry team is familiar with [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,6,4,5,7,8],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Annual Dental Insurance Coverage \u2013 Use it or Lose it! - DP Smile Center Blog<\/title>\n<meta name=\"description\" content=\"Learn how to maximize your remaining dental insurance benefits before the end of the year, so you don&#039;t lose them with help from your Centerville dentist.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dpsmilecenter.com\/blog\/2017\/10\/06\/dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Annual Dental Insurance Coverage \u2013 Use it or Lose it! 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